No Fee. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. Save time don't wait in line to cash your check, Save money don't pay fees to cash your checks, Access to a Savings Account up to a 5.00% APY. Pay-As-You-Go Cardholders must enroll in the Reduced Monthly Plan to receive it. A fee may also be assessed by a financial institution that is not a Mastercard member financial institution. The Brinks Mastercard is a prepaid card designed for day-to-day purchases. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Brink's Business Expense. The redemption options can be valuable, but the point values and higher-yield reward opportunities are a bit foggy unless you already have an account. Because Savings Fraud prevention Bankrates editorial team writes on behalf of YOU the reader. be restricted, but you may be able to use the Card for in-store purchase transactions. if (theYear < 1900) theYear = theYear + 1900; At Bankrate we strive to help you make smarter financial decisions. who do not have a traditional bank account or who rely on alternative financial services. The Brinks prepaid card is issued by Netspend and carries a nearly identical structure to the Netspend Visa Prepaid Card down to the rewards, fees and most benefits. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site. Brink's secures valuables around the world. This editorial content is not provided by any financial institution. Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders identity. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Up to $3.95 per load. Republic Bank & Trust Company and Mastercard are Walmart MoneyCard. institution. No Minimum Balance, No Late Fees - because this is not a credit card This is a third-party fee and is subject to change. Activate/Register Log In Anytime Alerts TM Enroll in Anytime Alerts to keep track of your balance, deposits, and payments via text or email. All rights reserved. Card may be used everywhere Debit Mastercard is accepted. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. See the Cardholder Agreement for details. Enroll in Brink's Money Payback Points. With Direct Deposit, you don't have to wait in line to cash your check, pay checking cashing fees, or worry about a paper check being lost or stolen. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. Each purchase will cost $1.50, but the $9.95 monthly plan may save you money depending on how often youll use your card. details about how and when you get rewarded. Our goal is to give you the best advice to help you make smart personal finance decisions. I've never heard of that type of card in the US, nor am I familiar with the California Bank that may clear Brinks US debit card transaction. Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. Login. in electronic form. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Virtual cards can be used to make cashless payments (like online purchases) much in the same way a physical card would. For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access A FICO score/credit score is used to represent the creditworthiness of a To check the rates and terms you qualify for, one or more soft credit pulls will be done by What are index funds and how do they work? represent all financial services companies or products. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. Ends 1/31/22. Money reserves the right to recover losses resulting from illegal or fraudulent use of the Ingo Money Service. Once your Card arrives in the mail, activate your Card, and verify your identity1 with your name, address, date of birth and government ID number. There's no interest or late fees because it's not a credit card. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. 4% of the U.S. Dollar amount of the purchase transaction. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. Card activation and identity verification required before you can use the Card Account. It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. $5.95 per month. Territories, including Guam and Puerto Rico, and where prohibited by law. Release Summary. Plan. sponsored products and services, or your clicking on links posted on this website. You do have the card in your possession, correct? or originating bank. if (theYear < 1900) theYear = theYear + 1900; Make five (5) transactions of at least $5 in one month for a chance to win, Each additional transaction of at least $5 earns an additional entry, Monthly drawings for $100, $250 and $500 prizes, Get access to your account wherever you are. Plus, the app is optimized for . If the Average Daily Balance is more than $1,000.00, the interest rate paid on the portion of the Average Daily Balance which exceeds $1,000.00 will be 0.49% with an APY of 0.50%, and the interest paid on the portion of transfer conducted through a Netspend Customer Service agent. Standard text message or data rates may apply. The Company you trust is offering you the features and benefits you deserve. Fee to send money is determined and assessed by Western Union. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. There's no minimum spending or maximum rewards. Our editorial team does not receive direct compensation from our advertisers. It's secure, fast, and free. be associated with the funding and use of your card. See online custom card FAQs and the Fee Schedule in the Cardholder Agreement. No charge for this service, but your wireless carrier may charge for messages or data. (877) 788-9067, or click the link below and activate it online. Fee 3 Fee may be assessed by reload location and may vary from location to location. Netspend Corporation.All rights reserved worldwide. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. (Residents of the State of Vermont are ineligible to open a Card Account). Some prepaid cards require you to provide some personal information, such as your full name, address, date of birth, email, and SSN. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. iPhone. to fraud prevention restrictions at any time, with or without notice. There is no minimum balance. not affiliated in any way with this program and do not endorse or sponsor this program. Company, Member FDIC, upon card activation and identity verification.1. Fee See full Official Rules for details. numbers. What is a Brink's money card The Brink's Money Prepaid Mastercard is an award-winning debit card with many rewarding features. Those who can Direct Deposit at least $500. Cardholder Agreement for details. affiliation, or sponsorship, of or by SuperMoney or them of us. 7. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. and governmental customers. You can receive up to 50 percent discounts on prescriptions with major pharmacies with a printable discount card if you choose to join the medical discount plan provider location service included with your card. What KInd Of Credit Do You Need For An Auto Loan? Cardholder is responsible for repayment of any negative balance. Still, the card offers two-day early direct deposit and a decent portfolio of handy Netspend benefits if youre a Brinks Preferred Benefits cardholder (load qualifying direct deposits of at least $500 in one month to be eligible). Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could prepaid debit cards and related financial services to the estimated 60 million underbanked consumers in the United States Brink's Prepaid Mastercard charges a monthly fee of up to $9.95. With Brink's Direct Deposit, you can get paid faster than a paper check. Can you run a netspend card as credit? Order Your Brink's Money Prepaid Card Here >. Reverse Mortgages: When Do They Make Sense? * Get direct deposit information. Adding money to your Brink's Money Prepaid Mastercard is convenient. 9. cardholder receives $500 in payroll or government benefit direct deposits in 1 calendar month, cardholder will qualify for the Reduced Monthly Purchase transactions for just $5 per month (compared to $9.95), You could be covered when you're a little short with our $10 Purchase Cushion, Access an optional Savings Account that earns up to 5.00% APY, +The Pay-As-You-Go Plan is automatically effective on your Card Account when you first obtain the Card. You can also deposit your paycheck or a personal check using the mobile banking app, available for both Apple and Android phones. Certain restrictions apply; see the program terms and conditions for full details, including point earning and The Brink's Company (NYSE:BCO) is the global leader in total cash management, route-based secure logistics and payment solutions including cash-in-transit, ATM services, cash management services (including vault outsourcing, money processing and intelligent safe services), and international transportation of valuables. CTA Banner. Other factors, such as our own proprietary website rules and whether a product is offered in your area or at your self-selected credit score range can also impact how and where products appear on this site. $9.95 per lost, stolen, or damaged Card replaced. Cardholder may enroll in the Monthly Plan to pay a flat fee of $9.95 per month instead of paying a fee for every purchase transaction under the Pay-As-You-Go Certain products and services may be licensed under U.S. Patent Nos. All other trademarks and service marks belong to their owners. Why Should You Get a Business Credit Card? If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. Does Brinks charge a monthly fee? Even the rewards with the. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. If you are often close to the maximum balance, it may be time to put your money to work and deposit it in an account that yields interest, such as a savings account, a CD, or a money market account. person and may be one indicator to the credit type you are eligible for. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). However, credit score alone does not guarantee or imply approval for any What bank does Brinks prepaid Mastercard use deducted from check total prior to loading your Card Account. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Turn the dial clockwise fully four times, and stop on the first number for the combination lock on the fifth turn of the dial. 5 No charge for this service, but your wireless carrier may charge for messages or data. When your highest-paid employees spend time handling cash, your business loses time and money. While the Brinks Prepaid Mastercard is a solid option, you can find better rewards and fewer fees with other prepaid credit cards or a debit card. No cost for online or mobile Account-to-Account transfers between Netspend Cardholders; a $4.95 fee applies to each such Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. If Along with card spending, your most sizable reward opportunities are unlimited $20 referral bonuses if individuals you refer put at least $40 on their cards. Snapshot. Meanwhile, the Brinks Prepaid can (and will) charge you almost $6 a month after 90 days of inactivity, which further eats into your balance. The Brink's Prepaid Mastercard is designed for consumers who want the convenience of paying with plastic but don't want (or don't qualify) for a regular credit card. Netspend Corporation.All rights reserved worldwide. availability of funds requires payor's support of direct deposit and is subject to the timing of payor's payment instruction. 2023 Bankrate, LLC. After qualifying, Monthly Plan If your identity is partially verified, full use of the Card Account will be restricted, You have not yet won. Netspend is a registered agent of Republic Bank & Trust Company. Theres no upfront card purchase fee, but youll have to pay up to $3.95 just to reload your cards cash balance. Use of Card Account also subject Direct Deposit more than $500 in payroll or government benefits in a calendar month and you'll be eligible for the Reduced Monthly Plan, our plan with the most features. Certain products and services may be licensed under U.S. Patent Nos. the Average Daily Balance which is $1,000.00 or less will be 4.91%. It's convenient and faster than waiting for a paper check in the mail! IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information It should have a phone number that you can call to assist you in reloading the card. For example, the American Express Serve Cash Back prepaid card earns unlimited 1 percent cash back on all purchases in exchange for a $7.95 monthly fee. Card Account and Savings Account funds are FDIC-insured upon verification of Cardholders Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Refinancing Student Loans, Alternatives To Private Student Loan Forgiveness. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. We are compensated in exchange for placement of sponsored products and, services, or by you clicking on certain links posted on our site. Notice this card charges a monthly maintenance fee of up to $9.95. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Ongoing rewards program boosts its long-term value, 130,000+ locations in the Netspend reload network, Pay-as-you-go plan offers flexibility with individual purchase fees instead of monthly fees, Shares valuable Netspend benefits, like a $10 courtesy cushion, Long list of fees make pay-as-you-go expensive, Nearly identical to the Netspend Visa Prepaid Card, Doesnt build credit and no additional security measures with Brinks. 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. You may also be charged a fee by the ATM operator. Get a free consultation from a leading tax expert, in 4 Fees for bank transfers are determined by the transferor's bank and may be charged to the transferor's bank account by the service provider Sponsored by: Netspend Corporation, 5900 Airport Boulevard, Austin TX, 78752. Their use does not signify or suggest the endorsement, - Find surcharge free ATMs. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Clear the combination-lock tumblers by rotating the dial clockwise several times. As a standard Mastercard, the Brinks card offers $0 liability for unauthorized purchases and other fraud monitoring services, but its Visa competitors have a slight edge with extra perks like auto rental collision waiver coverage and pay-per-use roadside dispatch. SuperMoney.com is an independent, advertising-supported service. Certain products and services may be licensed under U.S. Patent Nos. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. You need a bank account to open aDiscover it Secured Credit Card, so if you choose it over the Brinks Prepaid, it may be helpful to open a Discover banking account. See the NO PURCHASE NECESSARY. You'll receive a Card in the mail within 7-10 business days. How much should you contribute to your 401(k)? But with Brink's Complete, they can improve savings & reduce the hours it takes to handle cash. With ease and speed you can: - Check your account balance and transaction history. The company you trust offers you the features and benefits. Greater of 2.0% of total check amount or $5.00 per check load. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. delay availability of funds with or without notice. However, if you choose a product and continue your application at a Set the dial to 0. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. Luckily, these reward opportunities can easily fit into your regular spending since they are personalized around your purchases. Neither Plan Fee option includes any other fees. For people without credit, the. For more than 150 years, Brink's has secured billions of dollars and other important assets. The Brinks Prepaid is only worth it in very specific situations, like if you cant open a traditional banking account. Plan. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. Cardholder is responsible for repayment of any negative balance. Sign Up Now. that identifies each person who opens a Card Account. Here's an explanation for how we make money They will tell you how to reload the card. Earn one (1) point per dollar spent on signature purchase transactions (not including any applicable fees). Login. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. For a complete list of fees, please refer to the fee schedule in the Cardholder Use of Card Account also subject April You can also text to 469-513-8685. theYear = now.getYear(); ; Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates . Use of the Card Account is subject to activation, ID verification, and funds availability. editorial integrity, A Red Ventures company. Check the banks website for the most current information. To participate in the Savings His areas of expertise include credit card strategy, rewards programs, point valuation and credit scores, and his stories on building credit have been cited by Mic.com, LifeHacker, People.com and more.
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